This aspect requires the attention of researchers and policymakers as modern education has become a requirement for global societies to compete in the global marketplace. Consequently, this article investigates the impact of artificial intelligence and innovation on modern education in Kurdish educational institutions. The study also investigates the role of smart learning as a mediator between artificial intelligence, innovation, and contemporary education in Kurdish educational institutions. Using questionnaires, the study collected primary data from students of higher education institutions. Using smart PLS, the article also investigates the relationship between the constructs. The results suggested that artificial intelligence and innovation positively correlate with modern education in Kurdish educational institutions. The results also revealed that smart learning considerably mediates the relationship between artificial intelligence and innovation and modern education in Kurdish educational institutions. The article advises policymakers on adopting artificial intelligence and innovation in modern education.