Charly Marlinda, Rahmawati, Wahyu Widarjo, Eko Arief Sudaryono, and Endang Dwi Amperawati, “Comparative Analysis of the Performance of Sharia and Conventional Banks in a Reviewspiritual Capital”, Kurd. Stud., vol. 12, no. 2, pp. 5061–5077, Feb. 2024.