Mohammed Nadem Dabaghia, Alaa Alhorani, Tamara M. Rasheed Al-Qaruty, Riyad Neman Darwazeh, and Ahmad Yousef Areiqat, “Revolutionizing Finance: How FinTech, RegTech, and AI are Redefining the Financial Landscape”, Kurd. Stud., vol. 12, no. 2, pp. 540–546, Feb. 2024.