Assoc. Prof. Dr. Suhardi , S.E., M.M (2024) “The Importance of Human Capital in the Indonesian Life Insurance Industry as a Competitive Advantage”, Kurdish Studies, 12(1), pp. 614–630. Available at: https://kurdishstudies.net/menu-script/index.php/KS/article/view/767 (Accessed: 22 July 2024).